Martin Lustgarten, an Expert in Investment Banking

Investment banking is a private brokerage firm that provides various financial-related services to individuals, organizations, corporations, and governments. Investment banks are responsible for helping companies raise capital and serve as the intermediary in the issuance of publicly traded commodities. Moreover, investment banking also provides advisory services to companies during amalgamations and restructuring. They also offer supplementary services such as securities trading.

Unlike commercial banking sector, investment banking does not accept deposits. Upon the endorsement of Glass-Steagall Act of 1993, the U.S. upholds a separation between the banking segments. However, some industrialized nations have traditionally not supported the separation between the two sectors. As part of Dodd-Frank Act of 2010, the Volcker Rules assumes some functional separation between the two banking segments.

Investment banking is categorized into the sell side and the buy side. The sell side trades securities for other securities and cash whereas the buy side provides financial advice to institutions. Buy side entities include unit funds, life insurance companies, hedge funds, and private equity funds. Furthermore, an investment bank may also be split into the public and private sectors. While the public sector deals with publicly disclosed information, the private segment deals with insider information. Importantly, the United States requires that financial advisors must subject to the U.S. Financial Industry Regulatory Authority and must be licensed as a broker-dealer.

About: Martin Lustgarten

As the economy recovers, it is the time for people to plan for their future. During the great economic recession in the United States, retirement plan seemed like a dream. However, with successful investment tips from financial investment experts like Martin Lustgarten, that dream can be a reality. Americans wishing to retire comfortably should start planning for their retirement now. Although most people consider retirement as an important life aspect, just a few can plan for their retirement life. Martin Lustgarten is among the world’s most intelligent financial services advisors with notable success.

As a citizen of Venezuela and Austria, Lustgarten leverages his citizenship to offer reliable investment advisory services to his clients for decades. Martin encourages global-scale investments as they yield high returns and have a lower risk. As a veteran in interpreting emerging market trends, Martin Lustgarten helps his clients to act quickly when the market is about to fluctuate.

The Evolution of Smooth

EOS lip balm, currently a $250 million company selling 1 million units per week, is the brain child of Sanjiv Mehra with partners Jonathan Teller and Craig Dubitsky. Seven years ago they saw a perfect market for something new and innovative in the ho-hum tubes of mint and cherry lip balm, and the luckyvitamin drug store aisles have been shaken up ever since. Not only have they climbed up to the number two position in their market, but they have also created one of the most recognizable brands in the business of smooth lips.

Instead of marketing their lip balm as a unisex product, the team decided to market specifically to women. Narrowing down their target demographic even more, they decided to market to millennial women. Meahra, Teller, and Dubitsky came up with a natural, organic blend of ingredients for the smoothest lips possible, and they managed to make a seemingly ordinary product into something that would delight the user and make her come back for more. They made it a point to engage each of the five senses with the feel of the smooth, round sphere, the eye-catching colors, an unending stream of scents and flavors, and the satisfying “click” as the container closes.

Finding the right stores to carry their product and then investing in their own automated production systems for quicker distribution and gave them a great start. They then used a combination of social media campaigns, beauty bloggers, and product placements with millennial celebrities to skyrocket their sales into orbit. Pushing even further, the team has recently partnered with well known brands like Keds, Rachel Roy, and Disney to create special edition lip balms. Hoping to continue their success, EOS lip balm already has future collections in the works and new products ready to add to their line. Visit the company’s Linked In page for more information.


Keith Mann: He Believes In The Good

I don’t think I have to tell you, but I will, anyway, that the world can sometimes be a place that likes to bring people down and have lots of negativity out there. People seem to thrive on it, live on it, and have a fascination with it. The worse the story is, the more hits websites will get and the more that people will talk. All anyone needs to do is turn on the local news and they will see a number of negative stories and very few good stories. That is not the style of Keith Mann of Dynamics Search Partners. He is all about spreading the positive, being positive, and living a positive life.


It starts with his job where he tries to bring a positive work environment into the fold each and every day. The positive approach is how the most work gets done. That is not to say that there won’t be challenges or obstacles along the way. That is bound to happen. However, it is all about how you handle it. As they say, life is ten percent what happens to you and ninety percent how you react. Keith Mann always chooses the positive way of dealing with things.


When he found out that children in the Uncommon School Districts needed money, he held a fundraiser with Dynamics Search Partners, which raised over 22 thousand dollars. He has had scholarships out there to help children become future leaders. Another great thing he did was treat the police in the 54th precinct of the NYPD to lunch twice. There have been people sitting down during the national anthem or kneeling and people have been on the attack when it comes to cops. Keith Mann, instead, decided to do something about it and treat them to lunch two times. He didn’t want to do just do it one time. He wanted to do it twice to really hammer home the point that he cares and he is in their corner. One can only imagine how much it brightened up their day and the impact it had on them.

Clay B. Siegall leads Seattle Genetics to great success

Many people are increasingly being diagnosed of cancer. This has been the concern of pharmaceutical company. They are now under pressure to produce effective and safe treatments for cancer patients. Seattle Genetics has been the leader in the fight against cancer. Clay Siegall develops antibody conjugates that aid the treatment of cancer.

Through the support and help of their leader Dr. Clay Siegall, (watch this YouTube video to learn more) the company successfully developed their first cancer-fighting drug known as Adcetris. Since it was introduced, Adcetris has earned the company a massive amount of $226 million sales. The drug has been sold in several parts of the world such as Canada and the United Stated.

Success experienced with the drug has seen Seattle Genetics go on a program to develop additional cancer-fighting drugs. One of their current programs is the development of the 33A drug. It is currently at its third phase of clinical experiment and studies. When successful, the drug is going to be a lead cure for myeloid leukemia cells. Other drugs that have undergone trials are going to be used to treat breast cancer and bladder cancer. The release of the drugs has proved Seattle Genetics’ determination to satisfy the needs of suffering cancer patients.

Seattle Genetics have found the drugs extremely profitable. The drug made an average of $450 million in sales the previous year. The company reported that it has managed to earn approximately $691.7 million sales without debt. Such huge profits has seen Seattle Genetics rise to become one of the largest biotech companies in the entire Northwest region. The value of the company has quickly risen due to its share prices and the total number of stocks. The number of employees is set to increase too. Seattle Genetics is growing in terms of breadth, its vision and size.

Seattle Genetics’ success lies in Dr. Siegall ambition to steer-head the company. Siegall co-founded the company in 1998 where he was the company president. He today serves the company as its Chairman of Board of Directors and Chief Executive Officer. Through his leadership, Genetics has grown to produce diverse anti-body related cancer therapies. Dr. Siegall’s educational background with a Ph.D. speaks of his experience and knowledge.

Wengie Gives A Two Look Makeup Tutorial

In a makeup tutorial that was posted to Youtube, celebrity fashion vlogger Wengie, explains how to achieve a cute makeup look and a sexy makeup look. There are quite a bit of difference between the two looks so she breaks it down step by step.


For the cute look, she uses a powder foundation so that she can keep the look soft rather than defined. She also uses neutral brownish and pink tones on the eyelid. For definition, she traces the eyelash line with a liner pen and then extends the line just slightly. She applied her base eye shadow color to the underneath of the lower lash line and blended. Then she curled her lashes slightly and added very thin false eyelashes that are longer in the middle. For the lips, she blended her lip line with foundation and then dabbed a pink lip tint in the middle and spread with her fingertips. She dabbed a bit of gloss in the center for dimension. On her cheeks, she spreads a lilac color creme blush high on the cheekbones for a youthful look.


For her sexy look, she uses a high coverage foundation for even coverage. Then she contours her face paying special attention to the angles of her face. She uses a smoky eye pen to make the lids dramatic. Wengie  adds more definition with liquid eyeliner but blends with the smoky eye pen. She adds dramatic false lashes that are longer at the eye’s edge. Then she applies a neutral base color above the smoky color and blends. She also places a sparkly light color to the inside corners of the eye to open them up more. She applied concealer to her lower eye area and her nose, forehead, and bridge of her nose. She used a peachy bronze color on her cheekbones to match her contouring. For her lips, she uses a matte in a deep neutral pink color to add definition without being too bold.


She easily creates these simple looks that can be worn for day and night. She is also able to help her audience distinguish the difference between a cute look and a sexy look. She encourages her viewers to tweak the look so that it will better match their own features.

Securus Aims to Innovate the Criminal Justice, Corrections and Prison Communications Networks

Change moves forward in the world of Technology at a rapid pace. It could be said that the lifespan of a trend or period of history in this technological age is more fleeting due to the rapid methods of communication. Messages that make impact on society happen in real time where as in times only one hundred years previous to this time, messages took several days by the snail mail to arrive or by delayed morse code, however even that type of messaging was not in real time. The point is, criminal activity can now be observed in real time through Securus Technologies. Many crimes can be prevented before they take place at a much higher rate of success. This is the mission of Securus Technologies(ST).


The investigative solutions alone of ST will manage the data in storage stacks, electronically making this data available for those who will build evidence and cases to prosecute the bad guys. This data can also be used for analysis and measurement which enables criminologists to understand and interpret behavior and societal trends in criminal activity. Such tools provide enormous quantities of actionable intelligence that will result in more proactive case solutions for law enforcement and criminal justice systems.


It is in the best interest of our society in general and for the National Security of the United States to deploy the services of entities such as Securus Technologies in the pursuit of a safer and more just world. In the application of Public Safety Solutions, ST has been involved in assisting law enforcement agencies to gather intelligence to prevent potential threats to the public by bad actors such as gangs, white collar criminals in identity theft rings, terrorist plotting and drug dealer networks to name a few. Should crimes occur that are meant to cause harm there is an emergency response aspect to Securus Technologies that will deploy as well.


The New Brunswick Devco – A Non-Profit Company or a Public Cash Funneling Scheme?

The new Brunswick DEVCO is a private non-profit urban real estate company based in Brunswick, New Jersey. It specializes in redevelopment and has played an important role in the revitalization of this city. It has been touted as a “powerful engine for economic growth” by New York Times. The Head of the corporation is renowned attorney Chris Paladino who also heads its sister firm.

The firm was recently in news in an article written in the Press of Atlantic City for failing to pay the loan which is taken by the improvement authority in Middlesex county. The loan amount was for financing the redevelopment project handled by Devco. This amount bankrolled the development of “The Heldrich” hotel and conference center which has been constructed by the development corporation. The total loan amount is $ 1 million as principal and the interest on the $20 million loan which it had taken from the Casino Reinvestment Development Authority(CRDA). The hotel failed to attract people and the occupancy rate has declined since its inception. The sister firm of Devco, known as The Atlantic City Development Corp. is working towards raising money to repay the loans and bring the hotel back from bankruptcy. The Middlesex Authority and the CRDA both maintain that the loans shall be repaid once the economics of the project improve. Both authorities are fully aware of the risks involved in the business.

The New Brunswick Devco has undertaken many redevelopment projects and all projects are aimed at improving the city for its people. They develop strong public-private alliances and innovative financing structures for implementing their projects successfully. The firm has won many awards for its smart project designs.


IAP Worldwide: Providing Reliable Solutions and Services

IAP Worldwide Services Inc. is a U.S.-based logistics, facilities management and technical and professional services provider. The company provides an assortment of services and solutions to the United States and international organizations and government agencies. IAP has built a reputation as a leader in offering seasoned program management and solving problems faced by private and public companies. IAP leverages and incorporates on its abilities to provide reliable and innovative solutions to tackle customers’ diverse and intricate challenges. The company uses proven technology, proficiency, and ingenuity to solve the most challenging problems.

IAP has its headquarters in Cape Canaveral, FL and has offices in Aberdeen Proving Ground, Md., Oklahoma City, Panama City, the Middle East and the United Kingdom. The company has almost 2,000 employees who operate in more than 110 locations in over 20 countries around the world. IAP supports over 175,000 personnel at various military installations in the Middle East and the continental U.S. The company also maintains and operates large military installations, civilian facilities and remote science laboratories.

When disaster strikes on Hoovers, IAP responds quickly to offer emergency power and life-sustaining services and solutions. What sets IAP apart from other logistics and procurement providers is that IAP takes their client’s ultimate goals and make them theirs. They work diligently to ensure they provide the expected outcomes. IAP Worldwide relies on four competencies as the foundation of their approach:

1) Focus – the company takes individual ownership of each mission presented to them. They work tirelessly at every engagement to exceed expectations.

2) Capabilities – other companies may offer similar services, but none can come up with better, faster and more innovative ways to undertake the task.

3) Agility – at IAP, nothing like a standard solution exists when it comes to solving client’s challenges. The company responds urgently and goes beyond the call of duty to achieve seemingly impossible feats.

4) Commitment – the workforce at IAP is personally devoted to their partners, customers and each other. The company is open to creativity, prize integrity and celebrates the contributions of every person. IAP values and respects every individual’s unique experience on whether they are the corporate administrator or a veteran employee in the field.

5) Value – IAP has a value charter that stipulates how staff should work to attain personal and professional growth. These include acting with integrity and humility, acting nicely, responsibly and swiftly, and practicing intellectual curiosity and rigor.

Equities First Provides Unique Financing Options

Equities First was established in 2002 and has been one of the leaders in providing financial solutions to their clients ever since establishment. The company has focused on providing short-term and long-term financing needs to those that are looking to use their stock to secure a loan, as opposed to cash or other assets. When providing these loans, the company will take a lien on an investment portfolio and will have some control regarding changes in asset allocation. The company has completed over 650 different transactions over the past 14 years, which have totaled over $1.4 billion in total transactions.
While Equities First has been a leader in this form of lending, it is seeing the demand for this type of lending increase dramatically over the past year. In the past year, credit markets have continued to tighten, which has made it more and more difficult for people to qualify for more traditional personal loans. Those that once used to be able to qualify for unsecured personal loans are no longer able to do so and will look to Equities First as a solution.

The loan terms are typically around three years and offer a non-recourse structure. This type of loan term is beneficial compared to a traditional margin account, which may offer a higher level of leverage, but will always require you to have your name on the guaranteed line. Furthermore, those that use these loans can often get a lower interest rate than compared to traditional unsecured personal loans. In many cases, the interest rate is also fixed for the term of the loan, which is a huge advantage in today’s market where many people believe that interest rates will continue to rise for the foreseeable future.

Bank to Help with Affordable Housing

NexBank, a Dallas-based financial institution, is partnering with Dallas Neighborhood Homes, a nonprofit mortgage servicing provider, to provide affordable homes to families in southern Dallas.

Under Affordable Housing Loan Program, at least 100 loans will be provided over the next five years to low-income residents. Additionally, financial counseling will be offered by Dallas Area Habitat for Humanity. On top of providing mortgage capital, NexBank will pay title fees for closings for up to $2,000 per loan.

“We’re very grateful to NexBank for helping to make affordable home ownership a reality for so many people who need it. North Texas currently has one of the lowest ownership rates in the nation,” stated Mark Tribuna, Senior VP at Dallas Area Habitat for Humanity.

Nexbank is a regional financial institution with assets of $3.5 billion. The bank offers commercial banking and institutional services in addition to residential mortgages.

Dallas Area Habitat for Humanity is the biggest non-profit home builder in Dallas area. Over the past three decades, they built 1,600 homes. Their aim is to revitalize neighborhoods by bringing together public and private funding as well as working with community leaders and volunteers to break the cycles of poverty.

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